Connect With a Real Person
A few quick details and we’ll call you back and chat through exactly what you are looking for and answer your questions.
Request a Call
One Monthly Payment.
Homeowner Loans From £20,000.
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All your debts. One affordable payment.
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Real people behind every decision.
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All credit histories considered.
Eligibility checks are free, without obligation and do not affect your credit score.
Pure Financial Solutions Limited is authorised and regulated by the Financial Conduct Authority under Firm reference number 712612.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.
“No hesitation recommending to family and friends.”
Need To Bring It All Together?
What To Consider Before A Consolidation Loan:
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Which debts can go in — cards, loans, overdrafts: what makes sense and what doesn’t.
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The new payment — side by side with what you’re paying now.
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The true cost — rate, term, fees and the total you’ll repay.
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Whether it’s actually worth doing — affordability, and whether you end up better off.
Understand your options. Choose the path that works for you.
“No hesitation recommending to family and friends.”
Your Path To One Payment
Four steps, start to finish.
Tell Us What Is Going On.
Speak to a real person and tell us exactly what you want.
If you prefer to keep phone time to a minimum — give us the whole picture through our easy‑to‑complete online form.
Either way, once we understand what you need, we will do everything we can to find it for you.
Secure Your Agreement in Principle.
Our FCA-authorised team work to secure an Agreement in Principle for you at the best rate available from our panel of lenders.
We will then talk you through your available options, so you can move forward with confidence.
This does not affect your credit rating.
Complete Your Full Application.
We do the heavy lifting. We make everything as simple and stress-free as we can — documents, valuation, paperwork, any questions the lender may have.
Approval & Completion.
Once everything is checked and your application is approved, your loan completes and funds are released.
We will keep you informed at every stage. Whenever there is a query, there will be someone to talk to who knows you and knows your case — not a faceless call centre.
Choose a quick call, or start the full lending review online now — no obligation and will not affect your credit rating.
You Choose How to Start. We’ll Work Around You.
Both routes reach the same team. The only difference is how much you want to do now.
Get Ahead Online
Give our underwriters all the information they need to secure an Agreement in Principle.
We’ll get straight on it and come back to you with potential options and figures.
Start My Full ReviewEither way: no obligation, a soft search only, and a straight answer — even if the answer is no.
FAQs
The six concerns that stop most people picking up the phone.
Tap any for the full answer.
“No hesitation recommending to family and friends.”
Why We’re Good at This.
We Know Where to Look.
Specialist lenders treat credit history, equity and affordability in very different ways. The same case can be a decline at one lender and an offer at another — our job is knowing which door to knock on first.
Looking Isn’t Applying.
A soft search shows us what’s possible — it doesn’t touch your credit score, and it doesn’t commit you to anything. Have a look. Then decide.
We Tell You the Truth.
If the numbers work, we’ll show you why. If they don’t, we’ll say so — even when that means no loan. You get a straight answer either way, not a pitch dressed up as advice.
See What One Monthly Payment Could Look Like.
Tell us what you owe, what you pay now and what your wider finances look like. We’ll look at whether where you are now is sustainable — and whether a homeowner loan could bring it all together on terms that genuinely work for you. Then you get a straight answer, with all the figures in front of you.
Choose a quick call, or start the full lending review online now — no obligation and will not affect your credit rating.
“No hesitation recommending to family and friends.”
Contact One Monthly Payment
If you need advice on options, updates, or support with your application, you can reach us directly using the details below.
Pure Financial Solutions
Redruth House, Cornwall Business Park West, Scorrier, Redruth, TR16 5EZ.
Company Registration Number: 04037714.
Tel: 0800 208 4916 (freephone)
Email: 1MP@purefinsolutions.co.uk
Pure Financial Solutions Limited is authorised and regulated by the Financial Conduct Authority under Firm reference number 712612.
You can confirm our registration on the FCA’s website www.fca.org.uk or by contacting the FCA on 0800 111 6768.
Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. If consolidating existing borrowing, you may be extending the term and increasing the total amount you repay.