Your Loan. Your Life.

Tailored solutions for homeowners.
Rates From 6.49%

Great, personal customer service

Phillip Bacchus

No hesitation in recommending him to friends and family

Jane Reed

I have used this Company 3 times now and I highly recommend them

Susan Thompson

A delight to talk to honest and reliable

John lownsbrough

Pragmatic, diligent, patient

Jaime Sánchez Serrano

Your FCA authorised advisor will search leading UK lenders to find you the best deal.

NO LONG FORMS!

We do the hard work, so you don't have to!

REQUEST YOUR QUOTE HERE ⬇️

  • Answer 2 quick questions.
  • Complete your details.
  • We'll call you & take care of the rest!
1
How Much Would You Like To Borrow?

🚀 How It Works With One Monthly Payment

Request Your Quote.

No long forms, no hassle. Answer 2 quick questions and we’ll get straight to work for you.

We Call You. You Tell Us What You Need.

Our friendly team will contact you- listen to you, understand your situation, and tailor the best deal to your needs. What you do from there is up to you!

We handle the Paperwork. You Get Your Loan.

Once you're happy, we handle everything- sorting paperwork, liaising with lenders, and arranging your funds.

Why Choose Us?

Secure

More Choice, Better Solutions

Our team of expert, FCA authorised advisors searches our panel of leading UK lenders to find the best loan for you. We provide regulated, unbiased advice –tailored to your needs.

Commitment

Actual, live human beings working for you. No robots. No hassle.

No endless online forms. No frustrating phone menus. No wasted time.

Our small, highly experienced UK-based team has 61+ years of expertise helping homeowners like you.

We take the time to understand your situation and handle all the heavy lifting for you, without pushy sales tactics or online hassle.

Not Just Another

See the options you could be accepted for – without affecting your credit rating!

Get a free, no-obligation quote with no upfront fees and zero impact on your credit score. See what you qualify for—quick, easy, and 100% risk-free.

If you're not a square peg in a square hole...
Don't worry!
We'll find the right fit for you.

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Experience the ease of working with real people who understand your needs. Click below to request your free, no-obligation quote in just 10 seconds.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENT ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

One Monthly Payment is a trading style of Pure Financial Solutions Limited registered in England and Wales, company number 04037714. Pure Financial Solution Limited’s registered office is Redruth House, Cornwall Business Park West, Scorrier, Redruth, TR16 5EZ

Pure Financial Solutions Limited is authorised and regulated by the Financial Conduct Authority under registration 712612. Details of our FCA permissions can be found on the FCA register www.fca.org.uk. Pure Financial Solutions Limited are a registered data processor and controller with the Information Commissioners Office under registration number Z6619654. See our privacy policy for more information about how we process your data.

Pure Financial Solutions Limited is a credit broker and not a lender. Lender fees may apply. Any fees are subject to status and product. We never ask for an upfront fee Pure Financial Solutions Limited may also receive a commission from a product provider once you receive your product. Pure Financial Solutions Limited is completely transparent throughout the application process of any fees associated with any product.

Representative Example for Second Charge Mortgages: If you borrow £15,000 over 10 years, initially on a fixed rate for 5 years at 6.74% and for the remaining 5 years on the Lender’s standard variable rate of 10.25%, you would make 60 monthly payments of £200.80 and 60 monthly payments of £218.05. The total amount of credit is £17,495 (this includes a Lender Fee of £995 and a Broker Fee of £1,500). The total repayable would be £25,131.00. The overall cost for comparison is 11.6% APRC representative. This means 51% or more of our clients receives this rate or better for this type of product. We have arranged borrowing with rates from 4.9% to 29% APRC which has allowed us to help customers with a range of credit profiles. We are a broker not a lender.

Secured Loans have a minimum term of 36 months to a maximum term of 360 months. Maximum APRC charged 29%. If you are thinking of consolidating existing borrowing you should be aware that you may be extending the terms of the debt and increasing the total amount you repay.

The actual APRC you are eligible for depends on your individual circumstances and product selected.